Beta · Onboarding a small group each quarter

Purpose-built AI for analyzing insurance policies.

The Policy Compiler bookmarks every section of a policy and shows exactly what each endorsement changed — with an audit trail behind every edit.

POL-0019 · COMPILED.PDF · §2.4 & §3.4
Compiled · 102 bookmarks
Bookmarks
Article I. Coverage 3
Article II. Limits 14
§2.4 Aggregate Limit 42
Article III. Definitions 22
A. Cyber Incident 24
Article IV. Exclusions 58
Article V. Conditions 74
42 / 91

ARTICLE II — LIMITS OF LIABILITY

§2.4 Aggregate Limit

The Aggregate Limit shall be USD 25,000,000 USD 50,000,000 per Policy Year, which amount shall be the maximum amount payable by the Insurer for all Damages on account of all Occurrences taking place during the Policy Period, regardless of the number of Insureds or claims made.

The Aggregate Limit shall be reduced by Loss Adjustment Expenses incurred in connection with covered claims, subject to the Notice Provisions in §7.1 and the reservation set forth in E-008 §3(b).

ARTICLE III — DEFINITIONS

§3.4 Cyber Incident New definition

"Cyber Incident" means any unauthorized access to, disruption of, or compromise of an Insured's computer systems, networks, or data, including but not limited to ransomware, denial-of-service, data exfiltration, and any event triggering a notification obligation under applicable privacy law.

Compiled from base policy + 48 endorsements · 2026-05-14 · Citation hash: 9F3A·B221·EE07
Audit Trail
1
E-T1-001 §2(a)2026-04-19
Aggregate doubled at renewal
Replaces base §4.2 first sentence verbatim. No conflict with E-008 or E-009.
2
E-T2-002 §3(b)2026-05-02
Notice condition added
Introduces a 60-day notice prerequisite to LAE erosion. Verify the 03/14 incident satisfies the window.
3
E-T3-003 §12026-05-09
New definition: Cyber Incident
Inserts §3.4. No prior definition existed in base policy.
01 Bookmarks

Navigate any policy like a table of contents.

Every article, section, and subsection is bookmarked automatically. Click any entry to jump there instantly — no scrolling through 90-page PDFs to find the exclusions section.

02 Endorsement Compilation

See exactly what each endorsement changed, and why.

Upload the base policy and every endorsement. Get back a redlined PDF with each change in context, every endorsement resolved in issuance order, and a citation hash you can verify against the source.

Built for regulated work

Locked down by default. Audited, not advertised.

Never used for training.

Policies, claims, and outputs stay in your isolated tenant. We never use customer documents to train models — not for fine-tuning, not for evals, not ever.

Citations you can verify.

Every conclusion links back to the exact clause and page. No phantom quotes. No hallucinated cites. The model can't make a claim it can't ground in your document.

Built by coverage attorneys.

The product was designed alongside practicing coverage counsel — not retrofitted from a generic AI chat tool. Lawyer-level first-pass review, with the attorney still in the loop.

Beta · 20 firms onboarding through Q3

Apply for beta access.

We're onboarding a small group of firms this quarter. Each beta firm gets a dedicated setup session using their own policies — not a canned demo.

  • Send us a policy before your onboarding call — we'll run it through the full pipeline
  • Review your actual compiled output and coverage analysis draft, not a scripted walkthrough
  • No NDA, no commitment, no contract required to participate
Select one
Partner
Senior Counsel
Associate
In-house Counsel
Risk Manager
Other
Select one
Boutique coverage firm
AmLaw insurance recovery
In-house legal / risk
Regional firm
Other
Bermuda Form policies are processed on UK-provisioned infrastructure only. All policy data and outputs are encrypted in transit and at rest. No data ever touches US servers — compute, storage, and model inference are all UK-resident for Bermuda matters.
Select policy forms
Applications reviewed weekly · Private tenant provisioned before your session